Compliance Officer – Uruca

About the role

The Legal team of Inchcape Américas is looking for a Compliance Officer based in Uruca. You will design, implement and oversee the compliance programme for the insurance agency, ensuring adherence to Costa Rican AML/CTF regulations and related supervisory authorities.

Key responsibilities

• Develop, maintain and update the Compliance Manual and related policies, obtaining Board approval and reviewing annually.
• Prepare the annual compliance work plan and secure its endorsement by the Board.
• Apply and supervise Know‑Your‑Customer (KYC) procedures, including client onboarding, beneficiary identification and PEP screening.
• Monitor transactions continuously to detect unusual or unjustified activities.
• Analyse alerts and file Suspicious Transaction Reports (ROS) to the UIF‑ICD, as well as cash transaction reports above US$10,000.
• Act as the official liaison with SUGESE, UIF‑ICD and other regulatory bodies, responding to information requests and supervision processes.
• Design and deliver annual AML/CTF training programmes for staff, accredited agents, managers and committee members.
• Implement and keep current the risk‑assessment methodology for AML, approved by the Board.
• Provide semi‑annual compliance reports to the Board, highlighting findings and action plans.

Required profile

• University degree in Law, Finance, Business Administration or a related field.
• Proven experience in AML/CTF compliance, preferably within the insurance sector.
• Strong knowledge of Costa Rican legislation (Law 8204, CONASSIF, SUGESE, Law 8653) and reporting obligations.
• Ability to interact effectively with regulatory authorities and internal stakeholders.
• Excellent analytical and written communication skills in Spanish; English proficiency is a plus.

Required skills

• In‑depth knowledge of Costa Rican AML/CTF legislation (Law 8204, CONASSIF, SUGESE).

What we offer

• Hybrid work mode (on‑site in Uruca and remote).
• Full‑time permanent position.
• Opportunity to work within a global automotive and services group.
• Professional development and training programmes.